Financing

ANR is classified as an elective procedure. An elective procedure or service is one that is beneficial to the patient but not considered urgent. These services require payment prior to the service being provided. Unfortunately, we are unable to provide non-emergency services without securing some form of payment. ANR Clinic does not receive financial assistance from taxpayers (the county, city, state, or federal government) to support our operations. Currently, ANR is not covered by insurance or Medicare/ Medicaid.


We understand that the cycle of dependency is a major financial burden on both the individual and their loved ones. Also, the past couple of years of the pandemic have wreaked havoc on many families economically. We do not want anyone who wants to reclaim their life to be precluded from doing so on the basis of funds. Therefore, we have several great financing options available for anyone who needs them:

Advance Care – Credit Card

  • Approval in 24-48hours
  • 18yrs+, monthly income of $1500 or more, no collections in 3 years, no bankruptcy in 5 years
  • Interest rate is based on credit score
  • Monthly payments
  • Co-signers may be added for better terms and a higher approval chance
  • Fair to Excellent credit

My Medical Funding– Loan – Partner of Advance Care*

  • May be used in conjunction with Advance Care credit card
  • Many levels of credit approval 580>
  • Loans between 2k – 35k
  • Funds are transferred directly into the patient’s bank
  • Same-day approval
  • No interest-free financing options

Upstart– Personal Loans

  • No minimum credit score requirement (reports of ppl getting loans with a 300 score)
  • Checking doesn’t affect credit score (not a hard inquiry)
  • Personal loans between 1k-50k
  • If approved, funds usually available within 1-2 business days
  • Decision in minutes

Upgrade– Personal Loans & Credit Cards

  • Lines of credit from 500-50k
  • Starts with a credit score of 550
  • Allows for a co-applicant (may lower the interest rate)
  • Application doesn’t hurt credit score

Aven– Home Equity Credit Card

  • Works like a regular credit card but taps the home equity
  • 7.99- 15.49% var. APR
  • 2% Cashback
  • Up to $250,000 limit
  • Decision in as little as 15 minutes
  • Application doesn’t hurt credit score

Prosper – Medical Personal Loans

  • Direct approval or decline online
  • Primarily based on credit minimum 600-640> credit score
  • Funds are in patient’s account within 3-5 business days
  • Soft inquiry online to check rates, hard inquiry after loan acceptance
  • Loans between $2k – $40k

We also accept all major credit cards, wire transfers, ACH payments, cash, and checks.


If you have any additional questions or would like to discuss additional financing options, feel free to reach out to us today.
We will be happy to talk to you and help with solutions. Call us at 813-750-7470 or submit an online contact form.

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